Terms of Use
1. About Us
This website is operated by Percayso Data Exchange Limited, a company registered in England and Wales (Company No. 16865950) with its registered office at Hine House, 25 Regent Street, Nottingham, NG1 5BS (“PDX”, “we”, “us”, “our”).
PDX is a neutral data exchange supporting efficient and consistent data sharing across the lending market. By accessing and using this website, you accept these terms of use in full. If you do not agree with any part of these terms, you should not use this website.
2. Access to the Website
Access to this website is provided on a temporary basis. We reserve the right to withdraw or amend the content and services we provide without notice. We will not be liable if, for any reason, the website is unavailable at any time or for any period.
You are responsible for making all arrangements necessary to access the website and for ensuring that all persons who access the website through your internet connection are aware of and comply with these terms.
3. Acceptable Use
You may use this website only for lawful purposes. You must not:
- Use the website in any way that breaches any applicable local, national, or international law or regulation
- Use the website in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect
- Attempt to gain unauthorised access to the website, the server on which the website is stored, or any server, computer, or database connected to the website
- Use any automated system, including robots, spiders, or scrapers, to access the website for any purpose without our express written permission
- Introduce any viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful
- Attack the website via a denial-of-service attack or a distributed denial-of-service attack
4. Intellectual Property
All intellectual property rights in this website and the material published on it, including but not limited to text, graphics, logos, icons, images, and software, are owned by or licensed to PDX. These works are protected by copyright, trade mark, and other intellectual property laws and treaties.
You may download extracts of any page from the website for your personal use and may draw the attention of others to content posted on the website. You must not modify the paper or digital copies of any materials you have printed or downloaded, and you must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text.
Our status as the author of content on the website must always be acknowledged. You must not use any part of the content on this website for commercial purposes without obtaining a licence to do so from us.
5. Disclaimer
The content on this website is provided for general information purposes only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on this website.
Although we make reasonable efforts to update the information on the website, we make no representations, warranties, or guarantees, whether express or implied, that the content on the website is accurate, complete, or up to date.
6. Limitation of Liability
To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms that may apply to the website or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, the website or use of or reliance on any content displayed on the website.
Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
7. Third-Party Links
Where this website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.
8. Linking to This Website
You may link to the homepage of this website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists. You must not frame this website on any other site.
9. Viruses
We do not guarantee that the website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes, and platform to access the website and should use your own virus protection software.
10. Changes to These Terms
We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we have made, as they are binding on you.
11. Governing Law and Jurisdiction
These terms of use, their subject matter, and their formation are governed by English law. The courts of England and Wales have exclusive jurisdiction, except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland you may also bring proceedings in Scotland.
12. Contact
For any questions about these terms of use, please contact us at privacy@pdx-hub.com or write to: Percayso Data Exchange Limited, Hine House, 25 Regent Street, Nottingham, NG1 5BS.
Last updated: June 2026