What is Percayso Data Exchange (PDX)?
Percayso Data Exchange (PDX) is an independent, neutral data exchange created to support efficient and consistent data sharing across the commercial lending market.
PDX acts as a data processor that enables commercial lenders to submit financial performance data once, have it validated and standardised, and securely distributed to multiple Credit Reference Agencies (CRAs). The exchange has been designed to reduce duplication, lower operational cost, and improve data quality across the market.
PDX operates as market infrastructure. Its sole purpose is to enable trusted, auditable data exchange between lenders and CRAs in a consistent and efficient way.
Relationship to Percayso Group
PDX is part of the Percayso Group and has been established to leverage the Group’s experience in large-scale data handling, security, and regulated environments.
PDX operates as a distinct entity with its own governance, platform, and operating controls,